IBERIA HABITAT FOR HUMANITY HOMEOWNERSHIP PROGRAM

Qualifcations

  • Habitat for Humanity is not a giveaway program. Habitat's partner families buy the houses that Habitat builds or renovates. 
  • In Iberia Parish, Habitat homeowners purchase their houses, at fair market value, through affordable monthly mortgage payments. The mortgage payments are based on zero percent interest loans. 
  • Habitat's homeowners also invest hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners. 
  • An applicant must make a percentage of the *Annual HUD defined Median Family Income to qualify. This is just the base quideline qualification but does not mean a family becomes an automatic partner with Iberia Habitat. 
  • Applicant income must be sufficient to basic living expenses plus the monthly mortgage of the home. Debt to Income ratio will be calculated based on an applicant's gross income, house expenses and total cost of living. Additionally, an applicant must have an acceptable credit history and income will not stop or decrease if the applicant owns a home. 
  • Additional qualifications can be found on our Homeownership Application

image13
image14

Additional Information

Families in need of decent, affordable housing can obtain an application by 

downloading the entire application from the button below.

You can also obtain an application contacting our office at 337-367-3083 where you can request an application  be picked up at our office or mailed to your address.  (Please leave a message and someone will contact you as soon as possible.)

You may also contact our office via e-mail at info@iberia-habitat.org.  

2018 HUD Income Guidelines Iberia Parish, Louisiana

1 person: $15,400.00*- $32,300.00 *adjusted for affordable housing

2 people: $16,460.00- $36, 900.00

3 people: $20,780.00- $41,500.00

4 People: $25,100.00- $46,100.00

5 People: $29, 420.00- $49,800.00     

Etc.


HUD Website

Application for Homeownership

The application for homeownership can be downloaded by using the button below. 

PDF Complete Iberia Habitat for Humanity Application for Housing (pdf)

Download

Equal Housing Opportunity

We are pledged to the U.S. policy for the achievement of equal housing opportunity. We support an affirmative advertising and   marketing program in which there are no barriers to obtaining housing because of race, color, age, religion, sex, handicap, marital   or familial status, income source, national origin, sexual preference, or exercising the right to federal credit protection.