Applying for a Habitat Home

The homeownership program application process takes a total of about three months.  The construction and sweat equity portion of the process may take ten to fifteen months.  Expect the total time from application to loan approval to move-in to be 12 - 18 months. Each home build takes about 9-12 months on average. Most builds are completed one at a time, and selected families must wait in a queue for their home construction to begin. Selection Criteria
     Need:  applicant must demonstrate a "need" for simple, decent, and affordable housing
                  a.  substandard living conditions: plumbing, electrical, heating or structural problems
                  b.  cost-burdened: utilities and rent are more than 30% of your monthly income
                  c.  overcrowding: not enough bedrooms; school aged children of opposite sex having to share a bedroom
                  d.  subsidized housing:  housing authority, section 8, etc.
                  e.  undesirable neighborhood:  crime, illegal drugs or lack of emergency services
     Ability to pay:  applicant must demonstrate the "ability" to pay an affordable mortgage
                  a.  monthly gross income must be within the range of area median income as shown on the chart below 
                        1.  verifiable income consists of wages from employment, social security, disability, child support, and alimony
                  b.  ability to make monthly savings deposit of $100 per month towards closing costs of approximately $1,200
                  c.  income steady and secure enough to obligate yourself to a 25 to 30 year, affordable mortgage
                  d.  current debt load 

Willingness to Partner:

a.  are you willing to work a minimum of 400 hours on the construction site building your own home and/or the home of others  with qualified supervision?

b.  are you willing to work at least 15 hours each month?
c.   are you willing to participate in Sumter Habitat for Humanity's homebuyer education classes?
d.  are you willing to commit yourself to active participation with Sumter Habitat for Humanity as long as you live in the home built through the program? 

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Additional Information

Families in need of decent, affordable housing can obtain an application by 

downloading the entire application from the button below.

You can also obtain an application contacting our office at 337-367-3083 where you can request an application  be picked up at our office or mailed to your address.  (Please leave a message and someone will contact you as soon as possible.)

You may also contact our office via e-mail at info@iberia-habitat.org.  

2018 HUD Income Guidelines Iberia Parish, Louisiana

1 person: $15,400.00*- $32,300.00 *adjusted for affordable housing

2 people: $16,460.00- $36, 900.00

3 people: $20,780.00- $41,500.00

4 People: $25,100.00- $46,100.00

5 People: $29, 420.00- $49,800.00     

Etc.


Application for Homeownership

  We are not accepting application for the Homeownership Program at this time. Please check back here often for updated information or you may call our information line at 337.367.3083. Fill out the "Contact Us" form below to complete a form with your email address and we will be happy to ​provide you with the dates of our next application cycle when that information becomes availabl

Contact Us

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Iberia Habitat for Humanity

PO Box 10726, New Iberia, LA 70562, US

(337) 367-3083

Hours

Mon

9:00 am – 2:00 pm

Tue

9:00 am – 2:00 pm

Wed

9:00 am – 2:00 pm

Thu

9:00 am – 2:00 pm

Fri

9:00 am – 2:00 pm

Sat

Closed

Sun

Closed

Equal Housing Opportunity

We are pledged to the U.S. policy for the achievement of equal housing opportunity. We support an affirmative advertising and   marketing program in which there are no barriers to obtaining housing because of race, color, age, religion, sex, handicap, marital   or familial status, income source, national origin, sexual preference, or exercising the right to federal credit protection.